Luxury Now, Pay Over Time.

Flexible financing with Shop Pay Installments, starting at 0% APR.

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Why Buy with Shop Pay Installments?

  • Clock icon with a black arrow pointing clockwise on a white background
    Pay Over Time

    Split purchases into manageable monthly payments.

  • Black icon of a smartphone with a message icon on a white background
    Stay On Track

    Email + SMS reminders, plus optional autopay.

  • Black padlock icon on a white background
    Secure & Instant

    Real-time approvals with no hidden fees.

  • Black and white icon of a ribbon with a percentage symbol
    0% APR Options

    Purchases under $2,000 qualify up to 12 months; $2,000+ up to 24 months.

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Experience Luxury Now

Shop today, enjoy immediately. Affirm financing gives you upfront transparency: see monthly payments, term length, and total owed before checkout. No hidden fees, ever.

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Currently, Affirm is only available for U.S. shoppers.

Sometimes Affirm needs more info to make a lending decision. Data is transmitted securely.

You may be asked for extra verification like address, SSN, or photo ID. This helps prevent fraud.

Approval is based on several factors beyond credit score. If denied, Affirm emails details directly.

Affirm uses a soft credit check that doesn’t impact your score. If you accept financing, payments may be reported to credit bureaus.